Quote:
Originally Posted by summitpro77
I wonder if insurance would pay for all new gear  |
The answer, in BC anyway, is no. If it's not a stock part of your vehicle, it's not covered by your car insurance.
Your gear can be covered by your house insurance, though. You just have to add it as a clause in your coverage. My gear costs $0.88 a year to insure (I've got it covered at $7,000).
So, if your gear gets stolen out of your car, you have to file a police report, then take the police report number to your house insurance people, pay your deductable (in my case $500) and you get your gear back, kind of. YOu have to go out and purchase all the gear again and then get riembursed for it (again, depending on which insurance compny you go with).
So I leave my gear in my car when I go out after games.